How do you like retirement??

[Rebel SS]

This is a PERA seminar.  Public Employees Retirement Association.  They are there to help us do it right.  Will be fun.

the were sort of like that, so it did help some...   My biggest deal was getting more and more confused at times!!!  I still am on a couple things!!!!  and that is when you turn 65, what is the next thing to do!!!  stay with work insurance or go for the retired type!!! so far staying with my own....   just my 2 cents...

Won't matter...the way it's goin', there won't BE any insurance anyone can afford in a year!!! 

hell the Trumpster will have it all fixed in no time!!

Oh and I don't know, I'm not tired yet!

Well, you shouldn't be. You don't do very.....no, Reb, don't say it.....  

[glenn57]

  not sure why your holding back now!!

[LPS]

They say in Soc. Sec. and PERA that at least 3 months before you turn 65 to apply for Medicare.  If you don't and you sign up later it will cost you more.  Also do the Plan D or B for the drug portion or it will cost you more later. 

[mike89]

part D you get only if you have no other prescription insurance,  you should only have to purchase part B, I think...

[Gunner55]

My job was going to change, they wanted to put me on the outhouse detail workin nights, so I walked out. That was November of 2011 & I was 56. I kept myself busy, mostly up here at the lake, for the next year & by 2013 we started rebuilding here. Now we are up here so much I don't have time to work , I may eventually find something I want to do part time. Life is too short & you never know what tomorrow is going to bring so I started drawing SSI as soon as I could. I turned 62 in March & got my 1st check in May. Some smart investing(IRA) early( late 80's) & the 401 k,that I put 10% in( company match to 6%) at the last job really helped. Being single didn't really hurt either. I didn't have to tap into any of the retirement stuff before I started gettin the SSI. I think that the situation is different for everybody so 1 must way your options & do what you think is best for you. Money, health, insurance are a big factor for everyone

[Rebel SS]

not sure why your holding back now!!

I'm trying to be pristine and live a clean-as-a-whistle life like you....

[glenn57]

not sure why your holding back now!!

I'm trying to be pristine and live a clean-as-a-whistle life like you....

[Rebel SS]

Morning Glenn!!! 

[glenn57]

Morning Glenn!!! 

morning!!!!!!!!

[snow1]

LPS,are you sure about medicare at 65? I was told 66 is when it kicks in,just collected my 1st ss check last month but still working some,bitch gettin old,damn rough life has taken a toll on my body,of course 20 years living in ski resorts out west and working in alaska didn't help but had its perks,but to do over I'm not sure I would do life different unless I had a family other than my dogs over the years,then maybe.I'm content growing old w/o a bitchy old lady around,peaceful.

[mike89]

not sure how that works, but when I turned 65 this past May they put me on medicare part B.

[LPS]

From what I read you want to apply for Medicare before you reach 65.  It will cost more later if you don't. Your Full Retirement age may be 66 but you still want to apply for Medicare at least 3 months before you reach age 65....  Also Part B or D.  Had fun at the group session today.  Found out that you want to retire at the end of the month not the beginning.  You won't have as long of a delay for your first check then.  This is for PERA purposes I am talking about.

[glenn57]

That's pretty much how most pension plans work. Checks are sent the first business day of a new month!

[hawg]

I'm not going to be a rich guy in retirement and probably will need a small income BUT, I'm 64, 65 in 2 weeks, and healthy. I take zero pills and have nothing wrong at this time. I would much rather take a year or 2 now while I can have fun and not wait till i"m older and feebler like many do.  Medicare does kick in at 65 but I'm still sorting out the part B and Social Security. My Medicare card came 2 days ago and it does make you stop and think about where the time went, like the 40 year class reunion notice or the AARP application. I don't think you get the penalty and need to do part B until you are no longer covered a another pan as I am with my wife's. I'm still sorting it all out though. I'm loving it so far, this is the first time I've had 2 weeks in a row off since I was about 23 years old. Its no joke as to how fast you lose track of what day is, that happens fast. I was in the hospitality industry which is 24 hours a day and 365 days a year so I was VERY ready!

[LPS]

I do envy you Hawg and have wondered if you had actually made retirement official.  Good for you.  Like I said I enjoyed the meeting yesterday even if I am not going out for at least a year.  As the meeting got over I said out loud, "well time to get a new boat and new golf clubs honey"  The wife laughed and said no way.  lol

[Rebel SS]

Probably lucky ya got that Nitecore, huh? The new GT is awesome.......................

[deadeye]

Gunner55,
My case was a lot like yours only I got laid off at age 58.  How I got laid off is another story as it involves getting an email from another city.....
Anyway, to make it short, I have never missed "working" that is working for pay. 

Hawg,
You are absolutely correct about not waiting and have fun now.  We usually take a group trip once or twice a year.  This can be bus, train, ship or airplane.  Some times two or more modes of transportation on a single trip.  I really feel sorry for the old feeble or poor health people that travel with us. We make a stop to see a site and they must simply stay in the transportation or sit out side and not actually get to see half the stuff we do.  Don't get me wrong, they have every right to go on these trips and I expect to have allowances made for them.  We try and take trips with free time so we can go on our own excursions.